What a great time to be looking for a new home. Yuma and surrounding areas are growing rapidly. There is a lot of New Construction popping up all over, which means there are also a lot of homes with character and history already built in. Are you a veteran or active duty military? I am working on a special program with the largest VA financing company in the country. Email, text or call me for more information.
Whatever it is you are looking for, I can help you find it.
Pre-approval, as opposed to pre-qualification, signifies that the loan application has been taken through a rigorous procedure. Here's why pre-approved buyers are ahead in the home buying game:
If you make an offer on a home and then apply for a loan, you are at the lender’s mercy, who is aware that you do not have time to shop around.
Pre-approval saves time spent looking at houses you can’t afford.
A pre-approval letter from a lender gives you an edge when multiple offers have been made on a house.
Pre-approved buyers can generally close escrow more quickly, since most of the work has already been done.